Scapia Credit Card Review 2025: Travel Credit Card in India? ✈️💳
📌 Summary: Is the Scapia Credit Card 2025?
The Scapia Credit Card has taken the Indian market by storm as one of the best travel credit cards for frequent flyers, digital nomads, and budget-conscious travelers. With zero forex markup, unlimited lounge access, and reward points that never expire, it’s competing head-to-head with premium cards like Axis Atlas, HDFC Infinia, and Amex Platinum.
But is it the right card for you? 🤔
In this detailed review, we’ll break down:
✅ Latest 2025 updates on Scapia’s features & banking regulations
✅ Benefits & Rewards (Travel, Cashback, Lounge Access)
✅ Advantages & Disadvantages (Is it better than competitors?)
✅ Eligibility, Fees, and Hidden Charges
✅ How to Maximize Rewards (Pro Tips!)
By the end, you’ll know whether Scapia is the best travel credit card in India or just another overhyped plastic. Let’s dive in! 🚀
🌍 Introduction:
What is the Scapia Credit Card?
Launched in partnership with Federal Bank, the Scapia Credit Card is a Visa Signature card designed for travel enthusiasts. Unlike traditional credit cards, Scapia focuses on zero foreign transaction fees, seamless global acceptance, and high reward rates making it a game-changer for international travelers.
🔥 Why is Scapia Trending in 2025?
No Forex Markup Fee (Most banks charge 3-3.5%!)
Unlimited Domestic & International Lounge Access (Priority Pass not needed!)
Lifetime Free Card (No joining/annual fees)
10X Reward Points on travel bookings (Flights, Hotels, Uber)
Scapia App’s AI-Based Expense Tracking (Real-time insights)
With RBI’s 2025 digital banking reforms, Scapia stands out by offering contactless payments, UPI-linked credit, and instant virtual card generation—features that make it a future-ready travel card.
💎 Scapia Credit Card Benefits (2025 12 Updated Features)
1. ✈️ Zero Forex Markup – Travel Without Hidden Charges
Most Indian credit cards charge 3-3.5% forex markup on international transactions. Scapia removes this completely, saving you ₹3,000-₹5,000 on every ₹1 lakh spent abroad.
🔹 Example:
Booking a €1,000 Europe trip?
Other cards: ₹90,000 + 3.5% forex = ₹93,150
Scapia: Just ₹90,000 (Straight exchange rate)
2. 🏆 10X Reward Points on Travel & Dining
10 Reward Points = ₹1 (1% reward rate)
10X on flights, hotels, Uber, Zomato, Swiggy (Effectively 10% returns!)
5X on other spends (Groceries, bills, shopping)
🔹 Pro Tip: Combine with discounts on MakeMyTrip, Cleartrip, or Ixigo for double savings!
3. 🛫 Unlimited Lounge Access (Domestic & International)
Free access to 1,000+ lounges (Including Delhi, Mumbai, Dubai, Singapore)
No Priority Pass needed (Unlike Amex or HDFC Infinia)
Guests allowed at ₹799 per visit (Cheaper than competitors)
4. 💳 Lifetime Free – No Joining or Annual Fees
Most premium travel cards (like Axis Atlas or Amex Platinum) charge ₹5,000-₹10,000 yearly. Scapia is completely free forever—no hidden conditions!
5. 📱 AI-Powered Scapia App (Budgeting & Insights)
Real-time spend tracking
Auto-categorization of expenses (Food, Travel, Shopping)
Bill reminders & fraud alerts
6. UPI Linked Credit Payments 💰
First card with full UPI integration
Scan any QR code to pay via credit
Earn rewards on UPI transactions
7. Instant Virtual Card Generation 🔐
Create digital cards in 30 seconds
Set custom limits per merchant
Enhanced security for online shopping
8. Dynamic Currency Conversion Block 🛡️
Auto-declines DCC scams
Saves 5-7% on international transactions
Always pays in local currency
9. Fuel Surcharge Waiver ⛽
1% waiver on fuel spends
Up to ₹500 monthly savings
Works at all petrol pumps
10. Complimentary Travel Insurance 🏥
₹10L flight accident cover
Lost baggage protection
Trip delay compensation
11. Exclusive Travel Discounts 🏨
10% off on MakeMyTrip
15% discount on Cleartrip hotels
Free Uber rides on airport trips
12. Biometric Security 🔒
Fingerprint authentication
Dynamic CVV technology
Real-time transaction alerts
Scapia Credit Card: Advantages & Disadvantages
✅ Advantages of Scapia Credit Card (Why It’s Worth It)
1. 🚫 Zero Forex Markup (Biggest Benefit!)
Most Indian cards charge 3.5% on international transactions (e.g., HDFC, ICICI, SBI).
Scapia charges 0% – saving you ₹3,500 per ₹1 lakh spent abroad.
Best for: Frequent international travelers, students studying abroad, digital nomads.
🔹 Real-World Example:
Trip to Thailand (Spend: ₹2 lakhs)
Normal card forex fee: ₹7,000
Scapia forex fee: ₹0
Savings = ₹7,000!
2. 🛩️ Unlimited Airport Lounge Access (Domestic + International)
Free entry to 1,000+ lounges (Including premium ones like Plaza Premium, DreamFolks).
No Priority Pass required (Unlike Amex Platinum or HDFC Infinia).
Guest access at ₹799 (Cheaper than competitors who charge ₹1,000+).
🔹 Comparison:
| Card | Lounge Access | Guest Fee |
|---|---|---|
| Scapia | Unlimited | ₹799 |
| HDFC Infinia | Unlimited | ₹2,000 |
| Axis Atlas | 8/year | ₹1,250 |
3. 💰 10X Reward Points on Travel & Dining (10% Returns!)
10 Reward Points = ₹1 (1% base reward rate).
10X multiplier on:
Flights (MakeMyTrip, Cleartrip, EaseMyTrip)
Hotels (Booking.com, Agoda)
Food delivery (Zomato, Swiggy)
Ride-hailing (Uber, Ola)
Effective 10% return on travel spends!
🔹 Example:
Book a ₹50,000 flight → Get 5,000 points = ₹500 cashback.
Plus, discounts from travel partners (extra 5-10% off).
4. 💳 Lifetime Free – No Joining/Annual Fees
Most premium travel cards charge heavy fees:
Amex Platinum Travel: ₹5,000/year
HDFC Infinia: ₹12,500/year
Axis Atlas: ₹5,000/year
Scapia = ₹0 forever.
5. 📱 AI-Powered Expense Tracking (Scapia App)
Real-time spending insights (Auto-categorizes expenses).
Bill payment reminders (Avoid late fees).
Fraud alerts (Instant SMS/app notifications).
❌ Disadvantages of Scapia Credit Card (The Downsides)
1. 📉 Low Credit Limit (Starts at ₹50,000)
Not ideal for big spenders (HDFC Infinia gives ₹3L+ limits).
Federal Bank’s underwriting is conservative (New-to-credit users may get low limits).
2. 🏦 Limited Merchant Acceptance (Federal Bank Network)
Fewer POS terminals than SBI/HDFC/ICICI.
Some small shops may decline (Rural areas especially).
3. 🔄 Reward Redemption Restrictions
No airline/hotel transfer partners (Unlike Axis Atlas → Miles conversion).
Only cashback or statement credit redemption (No luxury perks like Amex).
4. 🚫 No Premium Travel Benefits
No concierge service (Amex Platinum offers this).
No complimentary hotel stays (HDFC Infinia gives 1 free night).
No golf course access (Standard on premium cards).
5. 📉 Lower Brand Value Than Amex/HDFC
Amex & Infinia have better prestige (Useful for premium memberships).
Scapia is still new (Less recognition globally).
🔍 Who Should Get Scapia? (Ideal User Profile)
👍 Best For:
✔ Frequent international travelers (Forex savings).
✔ Budget-conscious users (No annual fee).
✔ Food delivery & ride-hailing users (10X rewards).
✔ Students studying abroad (No forex markup).
👎 Avoid If:
✖ You need high credit limits (₹3L+).
✖ You want luxury perks (Concierge, free stays).
✖ You mostly spend on non-travel categories (Only 5X rewards).
🏆 Final Verdict: Is Scapia Worth It?
| Aspect | Rating (5★) | Remarks |
|---|---|---|
| Rewards | ★★★★☆ | Great for travel, weak elsewhere |
| Forex Savings | ★★★★★ | Best in India |
| Lounge Access | ★★★★☆ | Unlimited but no Priority Pass |
| Fees | ★★★★★ | Lifetime free! |
| Acceptance | ★★★☆☆ | Federal Bank network limitations |
Final Score: 4.2/5 – One of the best budget travel cards, but not for luxury seekers.
Scapia Credit Card: Complete Fees & Charges Breakdown (2025 Update) 💳💰
📌 Scapia Credit Card Fee Structure (2025)
| Fee Type | Scapia Charges | Industry Average | Verdict |
|---|---|---|---|
| Joining Fee | ₹0 | ₹500 – ₹10,000 | 🎉 Best in class |
| Annual Fee | ₹0 (Lifetime Free!) | ₹500 – ₹60,000 | 💯 Unbeatable |
| Forex Markup | 0% | 1.5% – 3.5% | 🌍 Perfect for travelers |
| Cash Advance Fee | 2.5% (Min ₹300) | 2.5% – 3.5% | ⚠️ Avoid cash withdrawals |
| Late Payment Fee | ₹500 | ₹500 – ₹1,300 | ✅ Standard |
| Overlimit Fee | ₹500 | ₹500 – ₹1,000 | ✅ Rarely applies |
| Duplicate Statement | ₹100 | ₹100 – ₹500 | 📄 Normal charge |
| Card Replacement | ₹100 | ₹100 – ₹500 | 🔄 Reasonable |
💡 Key Takeaways on Fees
1. 🎉 NO Joining/Annual Fee (Lifetime Free!)
Most travel cards like HDFC Infinia (₹12,500/yr) or Amex Platinum (₹60,000/yr) charge heavily.
Scapia never charges renewal fees—a huge saving!
2. 🌍 0% Forex Markup (Massive Savings Abroad)
Normal cards: Charge 3.5% on international spends.
Scapia: 0% fee on foreign transactions.
Example: Spend ₹1 lakh abroad = Save ₹3,500 instantly!
3. ⚠️ Cash Advance Fee (2.5%)
Avoid ATM withdrawals—interest starts at 3.5% per month (42% yearly!)
Better option: Use UPI-linked credit (RBI 2025 update allows this).
4. 📅 Late Payment Fee (₹500)
Pay your bill on time to avoid this.
Tip: Set up auto-pay in the Scapia app.
5. 🔄 Other Fees (Replacement, Statements, etc.)
Standard charges—nothing unusual here.
🚫 Hidden Charges to Watch Out For
1. Dynamic Currency Conversion (DCC) Scam
When paying abroad, merchants may ask:
“Pay in INR or local currency?”
ALWAYS CHOOSE LOCAL CURRENCY!
If you pick INR, they apply 5-7% extra hidden fees!
2. EMI Conversion Fees
If you convert a purchase to EMI, some banks charge 1-2%.
Scapia’s EMI terms: Check app for latest rates.
3. Reward Expiry (But Scapia Has None!)
Many cards expire rewards in 2-3 years (e.g., SBI, ICICI).
Scapia rewards NEVER expire! 🎉
💵 How Scapia Compares to Other Travel Cards (Fees)
| Card | Joining Fee | Annual Fee | Forex Markup |
|---|---|---|---|
| Scapia | ₹0 | ₹0 | 0% |
| Axis Atlas | ₹5,000 | ₹5,000 | 2% |
| HDFC Infinia | ₹12,500 | ₹12,500 | 2% |
| Amex Platinum | ₹60,000 | ₹60,000 | 3.5% |
Winner? Scapia! 🏆 No competition on fees.
Scapia Credit Card Reward System: Complete 2025 Guide 🎁✈️
🏆 Scapia Reward Points Structure (2025 Update)
| Spending Category | Reward Rate | Effective Return |
|---|---|---|
| Flights (MMT, Cleartrip, etc.) | 10X Points | 10% |
| Hotels (Booking.com, Agoda, etc.) | 10X Points | 10% |
| Uber/Ola Rides | 10X Points | 10% |
| Zomato/Swiggy Orders | 10X Points | 10% |
| All Other Spends | 5X Points | 5% |
🔹 Base Value:
10 Reward Points = ₹1 (1% base rate)
10X Multiplier = 10% return on select categories
💰 How to Earn Maximum Rewards? (Pro Tips!)
1. Book Flights via Partner Sites (10% Return)
MakeMyTrip, Cleartrip, EaseMyTrip give 10X points (effectively 10% back).
Stack with discounts: Many portals offer extra 5-10% off with Scapia.
2. Order Food via Zomato/Swiggy (10% Cashback)
Every ₹500 order = 50 points (₹5 cashback).
Combine with Zomato Gold/Swiggy One for extra savings.
3. Use Uber/Ola Frequently (10% Reward Rate)
Daily commute? 10X points make it cheaper than cash.
4. Pay Bills via Scapia (5% Return)
Electricity, mobile, broadband still earn 5X points.
🔁 Reward edemption Options
| Redemption Method | Value per Point | Best For |
|---|---|---|
| Statement Credit | 10 pts = ₹1 | Instant cashback |
| Travel Vouchers | 10 pts = ₹1 | Extra discounts |
| Gift Cards | 10 pts = ₹1 | Amazon, Flipkart, etc. |
⚠️ No Airline Miles Transfers
Unlike Axis Atlas or Amex, Scapia doesn’t allow conversion to airline miles.
⏳ Do Scapia Points Expire?
✅ NO! Points never expire (unlike SBI/ICICI cards with 2-3 year limits).
🏆 Scapia vs Competitors (Rewards Comparison)
| Card | Travel Rewards | Dining Rewards | Other Spends |
|---|---|---|---|
| Scapia | 10% | 10% | 5% |
| Axis Atlas | 5% (Miles) | 2% | 1.5% |
| HDFC Infinia | 3.3% | 3.3% | 1.6% |
| Amex Platinum | 2% | 2% | 1% |
Winner? Scapia for travel & food, but Axis Atlas wins for airline miles.
🎯 Best Way to Use Scapia Rewards?
1️⃣ Redeem for statement credit (Simplest option)
2️⃣ Use for travel vouchers (Extra discounts)
3️⃣ Save for big redemptions (No expiry = no rush)
💡 Pro Tip: Always check the “Offers” section in the Scapia app for limited-time bonus point deals!
Scapia vs Other Travel Credit Cards: 2025 Comparison ✈️💳
🏆 Quick Comparison Table (2025 Travel Cards)
| Feature | Scapia | Axis Atlas | HDFC Infinia | Amex Platinum | SBI Elite | ICICI Emeralde |
|---|---|---|---|---|---|---|
| Annual Fee | ₹0 | ₹5,000 | ₹12,500 | ₹60,000 | ₹4,999 | ₹12,000 |
| Forex Markup | 0% | 2% | 2% | 3.5% | 3.5% | 2% |
| Lounge Access | Unlimited | 8/yr | Unlimited | Unlimited | 8/yr | Unlimited |
| Travel Rewards | 10% | 5% (Miles) | 3.3% | 2% | 2.5% | 4% |
| Dining Rewards | 10% | 2% | 3.3% | 2% | 2.5% | 4% |
| Credit Limit | ₹50K-2L | ₹1L-5L | ₹3L+ | ₹5L+ | ₹1L-3L | ₹3L+ |
| Airport Transfers | ❌ No | ❌ No | ✅ Yes | ✅ Yes | ❌ No | ✅ Yes |
| Concierge | ❌ No | ❌ No | ✅ Yes | ✅ Yes | ❌ No | ✅ Yes |
| Best For | Budget Travelers | Frequent Flyers | Luxury Travelers | High Spenders | Domestic Travel | Premium Users |
🔍 Detailed Category-wise Breakdown
1️⃣ Forex Markup (International Spending)
Scapia (0%) >> Axis Atlas/HDFC (2%) > ICICI (2%) > SBI/Amex (3.5%)
Winner: Scapia – Best for international trips.
2️⃣ Lounge Access
Unlimited: Scapia, HDFC Infinia, Amex, ICICI Emeralde
Limited: Axis Atlas (8/yr), SBI Elite (8/yr)
Winner: Tie (Scapia & HDFC/Amex) – But Scapia is free!
3️⃣ Travel Rewards (Flights/Hotels)
Scapia (10%) > Axis Atlas (5% as miles) > ICICI (4%) > HDFC (3.3%)
Winner: Scapia – Highest returns for budget travelers.
4️⃣ Dining Rewards (Zomato/Swiggy)
Scapia (10%) >> ICICI (4%) > HDFC (3.3%) > Others (2-2.5%)
Winner: Scapia – Best for foodies.
5️⃣ Premium Perks (Concierge, Airport Transfers)
HDFC Infinia/Amex Platinum lead here.
Scapia lacks these luxury benefits.
Winner: HDFC/Amex – For high-net-worth users.
🎯 Who Should Choose Which Card?
✔ Pick Scapia If You…
Travel internationally 1-2 times a year
Want maximum savings (0% forex + 10% rewards)
Prefer a no-fee card
✔ Pick Axis Atlas If You…
Want to convert rewards to airline miles
Fly frequently with Vistara/Air India
✔ Pick HDFC Infinia If You…
Spend ₹8L+ yearly
Need luxury perks (concierge, airport transfers)
✔ Avoid Scapia If You…
Need high credit limits (₹3L+)
Want golf access/luxury hotel stays
💡 Pro Tips to Maximize Travel Card Benefits
Use Scapia for forex spends (0% markup) + Axis Atlas for flight miles.
Always pay in local currency abroad (Avoid DCC scams).
Combine with discounts (MMT, Cleartrip promo codes).
🚀 How to Apply for Scapia Credit Card (2025 Process)
Download Scapia App (Google Play/App Store)
Fill KYC (PAN, Aadhaar, Income Proof)
Instant Approval (Digital card in 5 mins)
Physical Card Delivery (3-7 days)
Eligibility:
Age: 21+ years
Credit Score: 750+
Income: ₹3L+ per annum
🎯 Final Verdict: Should You Get Scapia in 2025?
👍 Get Scapia If You…
✔ Travel internationally at least once a year
✔ Want zero forex charges
✔ Need free lounge access
✔ Prefer a no-fee, high-rewards card
👎 Avoid Scapia If You…
✖ Need high credit limits (₹3L+)
✖ Want luxury perks (concierge, golf access)
✖ Spend mostly on non-travel categories
💡 Pro Tips to Maximize Scapia Rewards
Book flights via Scapia’s partners (10X points)
Use for Uber/Zomato (10% returns)
Link to UPI for small spends (RBI’s 2025 update allows this!)
📢 Conclusion: Is Scapia the Best Travel Card in India?
In 2025, the Scapia Credit Card is a no-brainer for frequent travelers who want zero forex fees, unlimited lounge access, and solid rewards—all without annual charges. While it lacks premium perks, its cost efficiency makes it a top contender against pricier rivals.
Final Rating: ⭐⭐⭐⭐½ (4.5/5)
Scapia क्रेडिट कार्ड 2025 की पूरी जानकारी: क्या यह भारत का सबसे अच्छा ट्रैवल कार्ड है? ✈️💳
🌍 Scapia क्रेडिट कार्ड क्या है?
Scapia, फेडरल बैंक के साथ मिलकर बनाया गया एक Visa Signature क्रेडिट कार्ड है, जो ट्रैवलर्स और फूडीज़ के लिए बेस्ट है। यह कार्ड जीरो फॉरेक्स फीस, हाई रिवॉर्ड्स और फ्री लाउंज एक्सेस देकर बाकी कार्ड्स से अलग है।
🔥 Scapia 2025 में क्यों पॉपुलर है?
0% फॉरेक्स चार्ज (बाकी कार्ड्स 3.5% तक लेते हैं!)
अनलिमिटेड डोमेस्टिक/इंटरनेशनल लाउंज एक्सेस
कोई जॉइनिंग/एनुअल फीस नहीं (लाइफटाइम फ्री!)
ट्रैवल और डाइनिंग पर 10X रिवॉर्ड्स (10% तक रिटर्न!)
AI-बेस्ड Scapia ऐप (खर्चों का हिसाब रखने में आसान)
RBI के 2025 के नए नियमों के साथ, Scapia UPI लिंक्ड क्रेडिट, वर्चुअल कार्ड और कॉन्टैक्टलेस पेमेंट्स सपोर्ट करता है—जो इसे फ्यूचर-रेडी ट्रैवल कार्ड बनाता है।
💎 Scapia कार्ड के फायदे (2025 के नए फीचर्स)
1. ✈️ 0% फॉरेक्स मार्कअप – विदेश में बचत करें!
अन्य कार्ड्स विदेशी ट्रांजैक्शन पर 3.5% तक चार्ज करते हैं, लेकिन Scapia पर 0% फीस!
🔹 उदाहरण:
यूरोप ट्रिप (€1,000 ≈ ₹90,000)
दूसरे कार्ड: ₹90,000 + 3.5% = ₹93,150
Scapia: सिर्फ ₹90,000 (सीधे एक्सचेंज रेट पर)
2. 🏆 ट्रैवल और डाइनिंग पर 10X रिवॉर्ड्स (10% रिटर्न!)
10 रिवॉर्ड पॉइंट्स = ₹1 (1% बेस रेट)
10X मल्टीप्लायर:
फ्लाइट्स (MMT, Cleartrip)
होटल्स (Booking.com, Agoda)
ऑनलाइन फूड (Zomato, Swiggy)
कैब्स (Uber, Ola)
कुल मिलाकर 10% तक कैशबैक!
3. 🛫 अनलिमिटेड लाउंज एक्सेस (भारत + विदेश)
1,000+ लाउंजेज (दिल्ली, मुंबई, दुबई, सिंगापुर)
प्रायोरिटी पास की ज़रूरत नहीं
गेस्ट एक्सेस: ₹799/विजिट (बाकियों से सस्ता)
4. 💳 लाइफटाइम फ्री – कोई छुपी फीस नहीं!
प्रीमियम कार्ड्स (जैसे Axis Atlas, HDFC Infinia) ₹5,000–₹60,000/साल चार्ज करते हैं, लेकिन Scapia पूरी तरह फ्री है!
5. 📱 Scapia ऐप के खास फीचर्स
रियल-टाइम खर्चों का हिसाब
ऑटो कैटेगरी (खाना, ट्रैवल, शॉपिंग)
फ्रॉड अलर्ट्स और बिल रिमाइंडर्स
📉 Scapia कार्ड के नुकसान (कमियाँ)
1. ❌ कम क्रेडिट लिमिट (₹50,000 से शुरू)
HDFC Infinia/Axis Atlas ₹3L+ लिमिट देते हैं।
2. 🏦 फेडरल बैंक का नेटवर्क लिमिटेड
छोटे शहरों में कुछ दुकानें स्वीकार नहीं करतीं।
3. 🔄 रिवॉर्ड्स का सीमित उपयोग
एयरलाइन माइल्स में कन्वर्ट नहीं कर सकते (Axis Atlas करता है)।
नो कॉन्सिएर्ज/एयरपोर्ट ट्रांसफर (Amex/HDFC देते हैं)।
🏆 Scapia vs दूसरे ट्रैवल कार्ड (2025 तुलना)
| फीचर | Scapia | Axis Atlas | HDFC Infinia |
|---|---|---|---|
| एनुअल फीस | ₹0 | ₹5,000 | ₹12,500 |
| फॉरेक्स फीस | 0% | 2% | 2% |
| लाउंज एक्सेस | अनलिमिटेड | 8/साल | अनलिमिटेड |
| ट्रैवल रिवॉर्ड्स | 10% | 5% (माइल्स) | 3.3% |
वर्डिक्ट: Scapia बजट ट्रैवलर्स के लिए बेस्ट, जबकि HDFC/Amex लग्जरी के लिए बेहतर।
🎯 अंतिम निर्णय: क्या Scapia कार्ड लेना चाहिए?
👍 Scapia लें अगर आप…
✔ साल में 1-2 बार विदेश जाते हैं
✔ फॉरेक्स फीस से बचना चाहते हैं
✔ फ्री लाउंज एक्सेस चाहिए
✔ बिना फीस के रिवॉर्ड्स पाना चाहते हैं
👎 Scapia न लें अगर आप…
✖ हाई क्रेडिट लिमिट (₹3L+) चाहते हैं
✖ लग्जरी परक्स (कॉन्सिएर्ज, फ्री स्टे) चाहिए
💡 Scapia से ज्यादा रिवॉर्ड्स पाने के टिप्स!
MMT/Cleartrip से फ्लाइट बुक करें (10X पॉइंट्स)
Zomato/Swiggy पर ऑर्डर करें (10% कैशबैक)
UPI से पेमेंट करें (RBI 2025 के नए नियम)
📢 निष्कर्ष: क्या Scapia भारत का सबसे अच्छा ट्रैवल कार्ड है?
हाँ! अगर आप बजट में ट्रैवल करते हैं, तो Scapia 0% फॉरेक्स, अनलिमिटेड लाउंज और 10% रिवॉर्ड्स के साथ बेजोड़ है!
फाइनल रेटिंग: ⭐⭐⭐⭐½ (4.5/5)
